Feel free to bookmark this page as we provide updates to the Jane Community during this time. Newsletters, blogs, and any resources related to COVID-19 will be linked below
April 24 - New Loans through CMHC to Cover 75% of Commercial Rent
- Trudeau announced new business loan relief program that will cover up to 75% of commercial rent costs through Canada Mortgage and Housing Corp. A portion of these loans will be non-repayable. Details and application process are yet to be released. One comment that came with this announcement was that the plan is that this relief does not come with cumbersome eligibility criteria so that the aid can be accessed fairly easily.
April 16 - Earn $1,000 per month and still collect CERB
New CERB eligibility rules: people are now allowed to earn up to $1,000 per month while collecting CERB (this includes part-time and seasonal workers now).
April 6 - Canada CERB Portal
The portal for accessing the CERB is at Canada.ca where Canadians can apply, enter direct deposit information, and start receiving $2,000 per month for 4 months within 10 days.
New aid coming for contract workers
New Jane Publication: Ontario Small Business Response Plan
New Jane Publication Alberta Small Business Response Plan
April 2 - Canada Loan Program Updates
- CEBA will be a revolving line of credit through banks, available for use until Dec. 31, 2020.
- After Dec. 31, balance will be converted to non-revolving 5-year term loan that matures Dec 31 2025.
- No interest until Jan 1, 2023 when interest will be charged at 5% per annum, and payable on the last day of each month.
- If you pay 75% of your balance before Dec 31, 2022, the remaining balance will be forgiven.
- If you do not repay 74% by Dec 31, 2022, the full loan balance and all accrued and unpaid interest will be payable on Dec 31, 2025. -Applications will be online, still waiting for details.
Paycheck Protection Loan Program Update:
- Money is scheduled to begin being disbursed Friday, April 3.
- Apply through any federally-insured bank, credit union, or farm credit system institution (not a traditional SBA lender), and most businesses will be applying online through a bank’s website.
- You don’t need collateral, but you’ll need to document payroll, rent, mortgage interest and utility expenses.
- Forgiveness is expected to be calculated after June 30 for the period of Feb 15 to June 30, 2020.
SBA Loan Program Update:
Note: A company that gets a disaster loan cannot use the money for payroll purposes if it’s also getting a Paycheck Protection Loan, as described above.
More details on these updates at our Canadian Clinic Small Business Response Plan
April 1 - US Federal Relief & for BC Hydro Customers in British Columbia, Canada
US Federal Relief
- Payment Protection Program: forgivable loans for small business
- Added tax credits for self-employed: Sick Leave Credit and Family Leave Credit
- Contractors & self-employed now qualify for UI (and other UI updates)
- Many details on federal student loan relief
- CERB application dates
Read more on our US Small Business Response Plan
BC Hydro in British Columbia, Canada
The COVID-19 Relief Fund allows eligible residential customers who have experienced job loss to receive three months of free credit on their BC Hydro bill based on their average consumption. The fund also allows eligible small businesses that needed to close due to COVID-19 to have up to three months of electricity charges waived.
March 30th - Wage Subsidy Update
- Wage Subsidy: For businesses with revenues decreased by 30% or more. Number of employees irrelevant.
- Gov’t will cover up to 75% of the salary on the first $58,700 of salary (up to $847/week). Backdated to Mar 15.
- Gov’t wants you to top up the additional 25%, but that is optional. Pay it if you can. The goal here is that you use it if you need it and do not abuse the system.
Further details and our extended plan for small businesses in Canada can be found at our: Canadian Clinic Small Business Response Plan
March 27th - Update to the Canadian Small Business Response Plan
- Government boosts wage subsidy to 75% for small, medium businesses and will backdate subsidies to March 15, 2020
- Government to guarantee bank loans of up to $40,000 for small businesses (interest-free for the first year & some will qualify for up to $10,000 of the loans could be non-repayable).
- GST and HST payments, as well as duties and taxes owed on imports, will be deferred until June
Our Canadian Small Business Response Plan provides additional details of these and other forms of financial relief.
March 24th - California Small Business Plan
If you are in California, here is our small business response plan just for you: California Response Plan
March 23rd - BC RMT
More information is becoming available this week and we are continuing to add help guides to the menu on the left. Recently updated: BC RMT & COVID-19
March 21st - Jane’s Online Appointments feature is now live!
We are now actively rolling out our new Online Appointments feature to anyone that is eager to try it out!
March 20th - Sneak Preview of Jane’s Telehealth
Didn’t sleep this week? Neither have we. Our team has been working to get our Telehealth feature up and running.
Check out the sneak preview here: Telehealth Features Coming Soon
We will be offering this feature free of charge for the next few months while we are all managing the effects of COVID-19. We are in this together.
March 19th - US Small Business Plan Response Plan
To those affected in the United States, we’ve put together a list of helpful resources for small business relief. For a growing list of information check out our blog post
March 18th - A letter from a fellow clinic owner
The world is moving on fast-forward these past few weeks, and I wanted to send out some details about the way that we at Jane are working to stand with you and be the most helpful we can as you navigate a particularly challenging time in your professional and personal lives. … To read more click here
March 18th - Canadian Small Business Response Plan
Our hearts are heavy here at Jane as we know these are stressful times for our community. We know that recently many of you have been forced to switch to online appointments only, or to temporarily close your practice.
For our Canadian clinics which have temporarily closed, check out our latest post about a response plan as we continue to support our Jane Community though the coming months and years. Read more in this blog post
We also have short post about the feature updates in Jane during this time to help you with patient communication. We also talk about our upcoming Telehealth feature here
March 13th - Communicating with Patients
If you are looking to send a Mass email to all your patients. Find our step-by-step guide document to help you accomplish this here
We’ve updated our Patient list so you are able to filter by Appointment Date Range. Read more here
March 10th - Tracking Cancelations
There are some government announcements coming in the next few days about how stimulus packages may be available to help small businesses affected by COVID-19 restrictions.
One of the things you can do now to help for the future is to compile data that might be useful in the future by creating a custom cancellation reason to track the appointments that are cancelling due to COVID-19.
To find out how Jane can help you check out this blog post.